About
QCHI: Your Trusted Alternative Financial Partner
QCHI began in 1984 with a single rent-to-own store near Kansas City, driven by a mission to improve lives through accessible services. As customer needs evolved, so did we—transitioning into check cashing and short-term lending by the early 1990s. Once we fully committed to financial services, our stores expanded rapidly across the U.S., offering support to individuals often underserved by traditional banks.
Over the years, we’ve continued to grow and adapt. From launching online lending in Canada in 2011 to acquiring new U.S. stores, our footprint now spans over 350 locations across North America under the LendNation and Speedy Cash brands. Our online lending platform complements our storefronts, giving customers flexible access to credit wherever they are. As a state-licensed lender and proud member of INFIN, QCHI operates with transparency and accountability—meeting rigorous regulatory standards across the areas we serve.


Driven by Innovation, Guided by Values
Innovation and customer service remain at the core of our evolution. We’ve implemented modern loan management systems and enhanced our digital capabilities to better serve today’s consumers. Whether in-store or online, we prioritize secure, compliant experiences—backed by robust data protection protocols and ongoing investment in cybersecurity
At the heart of QCHI is the mission to connect people with financial solutions that meet real-life needs. We’re guided by values that shape everything we do: respect, integrity, customer service, innovation, excellence, and teamwork. These principles drive us to deliver meaningful financial support—helping customers overcome financial challenges, bridge gaps between bills, and move forward financially with confidence.
Dedicated Professionals Committed to Your Financial Success
Expertise you can trust.
Why Choose QCHI?
We connect you to credit solutions that truly fit your needs.
Tailored Credit Solutions for Every Need
Quick and Easy Online Loan Applications
Get Started with QCHI
Empower your financial journey now!